Kyushu’s regional banks are accelerating efforts to replace paper promissory notes with digital alternatives ahead of Japan’s 2026 deadline. Fukuoka Financial Group will stop issuing paper promissory notes by March 2026, while Chikuho Bank is hosting seminars to guide businesses through the transition. Challenges remain, as some companies lack the necessary digital infrastructure. Nationwide, promissory note transactions in Kyushu still totaled ¥3.1 trillion in 2022, highlighting the scale of the transition. Source: Fukuoka Financial Group

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