According to recent statistics, roughly one in 1utomobiles in Kyushu are not enrolled in voluntary insurance. Aside from Saga Prefecture, the other six prefectures in Kyushu have enrollment rates lower than the national average of 87.3%. At 80.2%, Kagoshima Prefecture ranked last in Japan. Under Japanese law, there are two types of car insurance, compulsory, which all vehicles must have, and voluntary, which encompasses bodily injury liability not covered by compulsory insurance. According to one agent, more young people without the means to pay for damages typically covered by voluntary policies are getting involved in accidents, and there have been some cases in which the injured parties have given up on claiming damages from uninsured drivers. Source: Nishinippon Shimbun 6/28
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- Kyushu Voluntary Car Insurance Rates Lower Than Average